As of April 2026, the rebate landscape in the GTA (including Hamilton, Toronto, and Oakville) has shifted significantly following the closure of the old “HER+” program. The good news is that new, more flexible programs are now live.
Here is the current breakdown of federal, provincial, and municipal incentives:
1. Home Renovation Savings (HRS) Program (Provincial)
This is the primary rebate for most GTA homeowners. It is co-delivered by Enbridge Gas and Save on Energy.
- The Big Change: You no longer need a pre-installation energy audit (saving you about $600 upfront) for most heat pump upgrades.
- Rebate Amounts:
- Cold-Climate Air Source Heat Pump (ccASHP): Up to $7,500 (depending on your primary fuel source).
- Standard Air Source Heat Pump: Up to $2,000 for Enbridge customers ($500 per ton).
- Ground Source (Geothermal): Up to $12,000.
- Smart Thermostats: Up to $75 rebate.
- Requirement: The unit must be installed by a registered contractor.
2. Oil to Heat Pump Affordability (OHPA) Program (Federal)
If you are helping a client switch from oil or propane heating, this is the most aggressive grant available.
- Rebate: Up to $10,000 (and in some co-delivered cases, up to $25,000).
- Additional Perk: A one-time $250 incentive payment just for signing up.
3. Energy Affordability Program (EAP) (Income-Based)
For low-to-moderate income households in the GTA:
- The Deal: You can get a cold-climate heat pump, smart thermostats, and weatherstripping 100% free (including installation).
- Eligibility: Generally based on household income or receipt of social assistance.
4. Municipal Financing (The “Loan” Path)
Since you are in the GTA, your clients can access interest-free loans that stay with the property:
- BetterHomesTO (Toronto): Up to $40,000 interest-free loan for 10-20 years.
- Better Homes Hamilton: Offers 0% interest loans for heat pumps, similar to the Toronto model.